Policy Request & Underwriting

This module can be considered the starter under the components: a front office tool with a secure connection to an existing or newly installed database. Frequently chosen to be implemented first in an incremental implementation of an extended Quinity Insurance Solution package.

 

The module supports:

  • online entering of a premium calculation, quotation or policy subscription
  • display and printing (PDF) of premium calculations, quotations, application forms and forms for change
  • display and printing (PDF) of coverage confirmations and health certificates
  • browsing through and changing policies (if using an external policy management system)
  • attribution of appplications to process groups
  • several online reports
  • automatic sending of confirmation emails
  • automatic and manual underwriting, by using the underwriting rules laid down in the product definition
  • manual underwriting by internal employees and employees of intermediaries
  • several underwriting levels (from junior to specialist)
  • packages and individual policies
  • issuance of temporary coverage
  • credit card payments
  • online interface with external data sources (e.g. databases with postal codes, vehicle or fraud registers)
  • use of external data in underwriting system (e.g.data on fraud)